Extensive Network of Providers
Easy Claims Process
Why Health Insurance?
- Health insurance covers the medical costs incurred in case of medical emergencies. These plans, thus, take care of the financial burden associated with medical contingencies.
- Health insurance takes care of your medical expenses and out-of-pocket expenses up to the Sum insured of the policy. This ensures the insured doesn’t end up spending their hard earned savings for medical treatment
- A health insurance policy ensures that one can avail cashless treatment at a network hospital, typically covering 30 days and 60 days pre and post hospitalization, respectively, in most of the Health Insurance plans.
- In today’s age, when illnesses and diseases are on the rise, due to individuals living sedentary lifestyles, a health insurance plan becomes critically necessary. Medical developments have provided cures for most illnesses, but at very expensive costs.
- Additional Coverages like Personal Accident (PA) Cover, Critical Illness (CI) Cover, Hospital Cash etc can be bought along with Health Insurance plans to ensure comprehensive coverage
- All health insurance plans across Insurance Companies include Coronavirus treatment cover. As per the IRDAI guidelines, insurers have also launched COVID-19 specific best health insurance like Corona Kavach and Corona Rakshak plans.
- Health Insurance also provides tax benefits as per the Income Tax Act 1961.
Your health and well-being are our top priorities at Prominent insurance.
We understand the importance of having comprehensive medical coverage to protect you and your family from unexpected medical expenses. With our range of medical insurance plans and commitment to exceptional service, we are here to provide you with peace of mind and access to quality healthcare.
Make Your Claim Settlement Process Hassle Free
Dealing with medical expenses can be stressful, but our claims process is made to be simple and hassle-free. Our claims team is available to assist you every step of the way, ensuring that your claims are processed efficiently and you receive timely reimbursements for your medical expenses.
Extensive Network of Providers
We have established partnerships with an extensive network of esteemed healthcare providers, hospitals, and clinics to guarantee your access to top-notch medical services. Our expansive network extends across the entire country, offering you a diverse array of options to cater to your healthcare requirements.
"Ensures comprehensive protection for you and your family in the event of hospitalization, disability, or a serious illness."
We recognize that every individual and family has unique healthcare requirements. Our experienced team of medical insurance advisors will work closely with you to understand your specific needs and recommend a medical insurance plan that best suits your circumstances. From individual and family plans to group coverage for businesses, we have the flexibility to create a personalized solution for you.
Importance of Health Insurance Plans in India
In light of the escalating costs associated with healthcare, obtaining access to top-notch medical treatment can significantly deplete your financial resources. Consequently, it becomes imperative for every individual to safeguard themselves and their loved ones against potential financial burdens resulting from critical illnesses. The most effective way to achieve this is by securing a dependable health insurance plan. Allow me to elucidate the key reasons why it is crucial to obtain coverage at the earliest opportunity.
To Protect Your Savings
Though savings are required to meet unexpected future expenses. But, a single hospitalization can drain your life savings in one go. However, you can overcome the situation by getting secured through comprehensive coverage provided by different insurance providers. Most commonly, the companies provide benefits for in-patient hospitalization expenses, pre and post-hospitalization expenses, day-care treatment, ambulance charges, and much more. Besides all, a variety of plans are available in the market, among which an individual can buy as per their specific requirements.
To Deal With Medical Inflation
An unexpected critical illness like Cancer, HIV, Heart disease and more can put anyone under stress because of the increased cost of high-quality treatment. Besides treatment expenses, there are many other costs involved like medicines, diagnosis, ambulance charges, consultation fees of a doctor, and much more. Hence, you can save yourself from this drudgery and stressful situation by purchasing a health insurance plan for yourself and your family at the right time.
To Secure the Health of Your Family Members
Within a single insurance plan, you can be secured financially against unexpected critical illnesses. There are many policies available that cover you including your spouse, dependent parents, dependent children, or any other dependents. A family-floater policy will reduce the complexity of maintaining separate insurance plans and will keep your entire family protected. Furthermore, purchasing a family-floater plan is the most cost-effective way to get benefits.
Hospitalization expenditures coverage
Health Insurance plans cover most medical costs related to illness and hospitalization including the ones listed below. Pre and Post hospitalization medical expenses Doctor’s fees Cost of medicines Hospital room tariffs Diagnostic test charges
Coverage of expenses incurred on pre-existing illness
Pre-existing illnesses are included after the given waiting period of 2 to 4 years depending on the policies of the Insurance company.
Miscellaneous expenses coverage
Preventive health checkup fees Ambulance service costs Organ donor procedural expenses Maternity related medical expenses Covid-19 treatment costs Alternative treatment and medicine costs
